Life today, in a nutshell, is just plain expensive. Therefore, we must try to both save and invest our money! In that way, we will be able to live how we want and have what we need and want. Here we present to you some money saving tips that will help you keep more of your money so you can continue to enjoy the true pleasures of life.
Delete your browsing history
Online retailers have so much information on you based on your cache and history. Deleting your history prevents them from raising prices, overcharging, etc., etc. Also, when paying online, signing in as a guest rather than signing up will usually get you lower prices.
Lower the brightness on the TV and computer screen
You can enjoy TV and your computer without it being on the brightest setting. Lowering the brightness can save on your power consumption by up to 40% (and it’s better for your eyes!).
Pay with cash
When you pay in cash rather than credit card, you actually see what you are spending and will spend less or even skip that purchase. The reason? And carry large bills which you are less likely to break for small, impulsive purchases.
Build up your credit
Your credit score is important for so many things, such as loans, insurance policies, utilities, and more. Build, build, build up your credit. It will save you big in the long run.
Make large purchases at the end of the month
At the end of the month sales reps are trying to meet and beat quotas. So by waiting until then, you can possibly save big. You might be offered a big discount because the rep is hungry to make a sale and meet their quota. This is particularly true with car dealers.
Paint your roof white
Painting your roof white could potentially save you thousands on your electric bill. Light colors reflect, rather than absorb heat like dark colors. This means that less energy is expended to cool your house during those hot summer days.
Kick the Starbucks habit
Can’t kick your coffee habit? Brew your own! Brewing coffee at home costs you around $0.25, wheres your fancy coffee shop costs upwards of $3 per cup. At $15 per week, those savings add up quickly.
Got some of your own tips or tricks? Let us know in the comments!